Disclaimers

Investment Disclaimer

The information contained herein is for British Columbia residents only and does not constitute an offer to sell or solicit sales in any other Canadian or foreign jurisdictions.

Before investing, carefully read through a mutual funds prospectus for important information about mutual funds. Remember that commissions, trailing commissions, management fees and expenses may all be associated with mutual fund investments. Mutual funds are not guaranteed, and since their values change, past performance may not be repeated. Investment returns and unit values will fluctuate.

Insurance Disclaimer

Insurance products provided as a life agent via multiple insurance carriers.

Content of Linked Websites

References in this Internet Website to third party goods or services should not be regarded as an endorsement of these goods or services. By accessing any of the links provided, you will be leaving the AJ Wray Financial website. Tony Wray is not responsible for the information contained on these websites.

Desjardins Financial Security Investments Inc. Presentation

Mutual funds are distributed through Desjardins Financial Security Investments Inc. Life and health insurance products are provided by Tony Wray through Desjardins Financial Security Independent Network. Life and health insurance products and services are not available through Desjardins Financial Security Investments Inc. (DFS Investments) nor are the insurance plans or services available and/or offered, supervised or reviewed by DFS Investments. DFS Investments is the mutual fund dealer through which mutual fund products and services are provided.

Legal Disclaimer

This site is not the property of Desjardins Insurance* or Desjardins Financial Security Investments Inc. (DFS Investments). DFS Investments has control over the content of this site by their review of the information provided in accordance with its policies and procedures. DFS Investments is not responsible for the content in this website that is unrelated to the business of DFS investments nor is it responsible for the monitoring or supervision of these other business activities.

* Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company, a provider of life and health insurance and retirement savings products.